A flat tire at home is one thing — a tire blowout on a busy highway is quite another. Make sure to signal, slow down and carefully pull off to the side of the road while avoiding any sudden maneuvers. Pull over to the roadside, switch off your engine, and call your insurance provider’s 24/7 hotline to request a tow truck to bring your car to the nearest repair shop. Whether it’s a fender bender or something more serious, having a car accident can be traumatic and stressful. Make sure your choice of roadside assistance offers specialised advice on how to proceed in an accident, as this can impact your liability or help you avoid breaking the law. It also means that should you have an accident you won’t be talked into using a tow truck service that just happened to be in the area — that could cost you an arm and a leg. This choice, from companies including AAA, Better World Club, Good Sam, and National General Motor Club, usually offers the widest range of benefits and the most membership tiers.

Only the AAP has the authority to provide towing services in expressways in the Philippines. Many roadside assistance plans have a limit on how far they’ll tow your car from the breakdown location, for example five, 10 or 20 miles. A higher towing mileage limit may serve you better, all else being equal. If a credit card’s fees exceed the cost of a separate roadside assistance plan, opening the card just to get the “free” plan might not be a good financial move. Whether your car stalls in the middle of a busy highway, you lock your keys inside it, or you get a flat tire, roadside assistance coverage can help you get back on the road safely.

While insurance companies and car manufacturers generally provide service based on the car, membership organizations such as AAA cover the individual. This means you can call for help if your friend’s car breaks down while you’re along for the ride. Many drivers purchase roadside assistance through their car insurance carrier. While this can be convenient, it is important to know that using roadside assistance technically counts as filing a claim — which may increase your cost of car insurance. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site.

Where can you get roadside assistance coverage?

Your roadside assistance provider should be able to transport the people affected (with a reasonable limit) and provide them with accommodation should there be an overnight delay. Simply put, it’s a service that assists drivers in the unfortunate event that their car has broken down on the road. If your vehicle stops driving for a mechanical or electrical reason, a breakdown assistant will be dispatched to your location. If the prices seem too high, ask your insurance company or police to call a towing service for you.

To apply as a contracted roadside assistance provider, research and select reputable roadside assistance companies, then visit their website to complete an application. Ensure you meet all requirements such as vehicle type and insurance to increase your chances of approval.

How To Make Working For The Insurance Companies Work For You

For example, a policy may only pay to tow your car to the nearest repair shop, while others may limit the amount of service calls you can make in a year. Over the years, I’ve had more than my fair share of vehicle breakdowns. There was when I lost power steering on a major Boston highway on my way to prom and rode in the tow truck in my dress. My husband had to hike until he found cell reception to call for help when I got a flat battery in the Idaho wilderness.

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In this case, the roadside technician will hook up a cable to your vehicle and use a winch to pull it back to the road. Your car would have to be within 100 feet of the main road, though, or the winch might not reach it. Yes, you can undoubtedly call your service provider for help if you’re having trouble starting your vehicle or having any other mechanical issues. Don’t let the term “roadside assistance” get you confused – it’s a service that you can use to fix your car trouble no matter if you’re on the side of the road, at work, in a parking lot, or at home.