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How To Take Care of Your Oral Health

How To Take Care of Your Oral Health

Spraying your car with a water hose gets rid of large chunks of dirt and debris. But if you run your finger along the door, you’ll still notice a thin layer of dirt left behind. You can only get rid of that thin layer of dirt if you use a sponge and a little elbow grease. Professional dental cleanings take care of what’s left behind.

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In some instances, they may also use an ultrasonic scaler, which vibrates and sprays a jet of water. You might hear scraping sounds during this step, but it shouldn’t hurt. Most plans cover routine procedures such as exams, tooth cleaning, fluoride application, and X-rays at 100%. Here are some terms you might encounter when comparing dental insurance plans. Your dentist or hygienist will polish your teeth using a soft rubber cup and a special paste or pumice. This removes the biofilm on your teeth surfaces and reduces plaque buildup without damaging your enamel.

Get a Quote for Full Coverage Dental Insurance

Regardless, we’ll work with you to select a plan that brings the average dental insurance cost down. Copays are a set dollar amount and also may be required during a procedure. When a dental deductible is met, most policies only cover a percentage of the remaining costs. The remaining balance of the bill paid by the patient is called coinsurance, which typically ranges from 20% to 80% of the total bill. HMOs usually have copays and PPO plans usually have coinsurance. Dental insurance works differently than traditional health insurance. Dental insurance policies work by helping you effectively budget for the cost of maintaining healthy teeth and gums.

View educational materials on important ways to maintain good oral health, including proper brushing, flossing, and much more. Learn ways to care for your oral health if you’re living with HIV. Having dry mouth all or most of the time is not only uncomfortable—it can lead to serious health problems. Having good oral health early in life sets your child up for good oral health as they grow.

Ask your dentist how often you should have your teeth cleaned.

Children and adults alike can benefit from sealants and fluoride treatments. Ask your dentist if these preventive treatments are right for you. Dental cleanings are key to maintaining healthy teeth and gums. During a dental cleaning, a dentist or dental hygienist will remove bacteria, plaque and tartar buildup from your teeth surfaces. They may also perform other preventive services during the same visit, such as dental sealants and fluoride treatments. Most dental plans cover 100% of preventive care, such as annual or semiannual office visits for cleaning, X-rays, and sealants. These are the most common procedures covered, often without any waiting period.

Deductibles, Copays, Coinsurance, and Maximums

For instance, a single dental implant can cost $3,000 to $6,000. Many basic dental insurance plans don’t cover implants, and those that come with limits and exclusions. With that in mind, many consumers choose dental insurance covering implants. The sooner you receive treatment, the better your chances for lasting and improved oral health.

For optimal oral health, you need a combination of good at-home oral hygiene and professional dental cleanings. During this step, your dentist or hygienist will use hand instruments called scalers to remove plaque and tartar from your teeth surfaces.

Dental insurance is available as part of medical insurance plans or as a standalone policy purchased from the Marketplace or a dental insurer. Dental insurance is worth it if you are looking for additional support for minor and major dental procedures. With an Aflac dental insurance plan, the costs of cleanings, crowns, bridges, and implants can be significantly minimized. We also offer supplemental dental insurance that works with your existing dental insurance to help offset gaps in coverage.

Read more about Family Dental Advice here.

Choosing a dental plan can be challenging once you review the paperwork’s fine print. Much depends on your oral health, age, necessary procedures—and even which dentist you want to see. Seniors on Medicare, for instance, will have a different definition of what constitutes the best dental insurance possible than other age groups. Carefully review your options with the insurance company or a trusted insurance agent who can advise you on the finer points. Most dental insurance policies do not cover any costs for cosmetic procedures, such as teeth whitening, tooth shaping, veneers, and gum contouring. Because these procedures are meant to simply improve the look of your teeth, they are not considered medically necessary and must be paid for entirely by the patient.



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